Gem Hunters Lite: Disclaimer

TELEGRAM DISCLAIMER

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1. Educational & Informational Purposes

The content in this Telegram group (“Group”), administered by DBH Digital LLC (d/b/a “Gem Hunters”), is intended solely for educational and informational use. Nothing here constitutes financial, legal, or investment advice under applicable laws, including but not limited to section 17(a) of the U.S. Securities Act of 1933, provincial securities legislation in Canada (e.g., section 126.2 of the Securities Act (Ontario)), or FCA rules in the U.K. (section 21 of the Financial Services and Markets Act 2000).

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2. No Financial or Legal Advice

No Advisory Relationship: Participation in this Group does not create an advisory, fiduciary, or client-advisor relationship under U.S. (e.g., Investment Advisers Act of 1940), Canadian, Puerto Rican, U.K., or E.U. securities laws.

Consult Professionals: Always do your own research (“DYOR”) and, if necessary, consult licensed professionals before making any financial, legal, or tax decisions.

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3. No Guarantee of Financial Outcomes

Cryptocurrency trading and investing involves significant risk, including the potential loss of your entire investment. Gem Hunters does not guarantee financial results or profits. You are solely responsible for your own decisions, and any reliance on content in this Group is at your own risk.

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4. Telegram-Specific Risks and Scams

Beware of Impersonators: Gem Hunter will never privately message you to solicit payments, request personal information, or offer “special” investment opportunities. If you receive such messages, assume it is fraudulent.

Avoid Sharing Sensitive Information: Never disclose wallet keys, passwords, or any personal details.

Report Suspicious Activity: Immediately notify Group admins if you encounter suspicious links, phishing attempts, or impersonation.

Verify Official Communications: Gem Hunters communicates only via recognized, pinned, or admin-tagged messages within this Group.

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5. Securing Your Telegram Account

To protect yourself from scams and unwanted activity, we strongly recommend updating your Telegram privacy settings:

Restrict Group and Channel Additions:

Go to Settings > Privacy and Security > Groups & Channels.
Set "Who Can Add Me" to My Contacts or Nobody to prevent strangers from adding you to malicious groups or channels.

Restrict Who Can Send Messages:

Go to Settings > Privacy and Security > Messages.
Limit "Who Can Send Me Messages" to My Contacts or customize for added security.

Hide Your Phone Number:

Go to Settings > Privacy and Security > Phone Number.
Set "Who Can See My Phone Number" to Nobody and "Who Can Find Me By My Number" to My Contacts.

Enable Two-Step Verification:

Go to Settings > Privacy and Security > Two-Step Verification and create a password.
This adds an extra layer of security, preventing unauthorized access even if your verification code is compromised.

Use Strong Passwords and Avoid Public Wi-Fi:

Choose a strong, unique password for your Telegram account and avoid accessing your account on public or unsecured networks.

Be Cautious of Links and Files:

Do not click on suspicious links or download files from unknown sources shared in Telegram.

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6. Independent Contributors

Moderators, contributors, and community members in this Group are independent participants. Their opinions do not necessarily reflect the official views of Gem Hunters and should not be construed as endorsements.

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7. No Client-Advisor Relationship

Participation in this Group does not create an advisory relationship under U.S. federal or state laws, Canadian securities rules (National Instrument 31-103), or similar frameworks. Always consult licensed professionals before making investment decisions.

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8. Independent Contributors

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9. No Payments or Services Solicited

This Group is free to join. Gem Hunters does not solicit funds or endorse any private financial services. If you receive requests for payment or offers of secret investment deals, these are scams—report them immediately to Group admins.

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10. Third-Party Content & References

No Endorsement: Any reference to third-party tools, tokens, or platforms does not imply recommendation or endorsement by Gem Hunters.

Use Discretion: Always perform independent research on any third-party services or platforms mentioned.

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11. User Responsibility

Local Laws: Participation from different jurisdictions is welcome, but you must comply with the laws and regulations of your home country or region. For instance, certain tokens could be deemed securities under section 10(b) of the U.S. Securities Exchange Act of 1934 or under U.K. FCA guidance.

Tax & Regulatory Obligations: If you reside in Puerto Rico, Canada, the U.K., or the E.U., confirm any local reporting and tax obligations (e.g., Act 60 in Puerto Rico, or relevant consumer protection rules).

Investment Decisions: You alone bear responsibility for assessing and managing your investment risks.

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12. No Advisory or Client-Advisor Relationship

Nothing in this Group creates or implies an advisory relationship under U.S. federal or state law (e.g., Investment Advisers Act of 1940), Canadian National Instrument 31-103, or equivalent U.K./E.U. frameworks (FCA/COBS, MiFID II). Gem Hunters provides general information, not tailored advice.

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13. Compliance with International Laws

Given the global reach of cryptocurrency markets, ensure your activities comply with relevant laws in your jurisdiction, including but not limited to:

U.S. securities laws (section 17(a) of the Securities Act of 1933, section 10(b) & Rule 10b-5 of the Securities Exchange Act of 1934).
Canadian securities laws enforced by provincial regulators (e.g., Ontario Securities Commission, AMF in Quebec).
Puerto Rico’s local regulations and U.S. federal oversight.
U.K. Financial Services and Markets Act 2000 (section 21) & FCA rules.
E.U. MiFID II and other local directives.

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14. No Liability

To the fullest extent allowed by law (including but not limited to section 10(b) & Rule 10b-5 under U.S. securities laws, provincial consumer protection statutes in Canada, and U.K./E.U. financial promotion rules), Gem Hunters disclaims any liability for:

Direct or Indirect Losses arising from reliance on content in this Group;
Technical Issues or Security Breaches on Telegram or related platforms;
Actions of Independent Contributors whose views or advice are personal and not authorized by Gem Hunters.

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15. Disclaimer of Warranties

All content in this Group is provided “as is” and “as available.” Gem Hunters makes no warranties, express or implied, regarding accuracy, completeness, or fitness for a particular purpose, under laws such as the U.S. Securities Act of 1933, the U.K. Consumer Rights Act 2015, or other international regulations.

By participating in this Telegram Group, you acknowledge that you have read, understood, and agree to abide by the above disclaimers, and that you are solely responsible for your personal security, investment decisions, and compliance with applicable laws.

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Gem Hunters: Summary of Do’s and Don’ts

The following are reminders for users and not a substitute for the above.

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Do’s

Leverage for Education: Use the content shared in this group as a resource to enhance your understanding of cryptocurrency and market trends.
Conduct Your Own Research (DYOR): Always verify information and perform due diligence before making decisions.
Practice Security: Use strong passwords, enable two-factor authentication, and never share your private keys or recovery phrases.
Update Privacy Settings: Adjust your Telegram settings to restrict who can contact you, add you to groups, or see your personal information.
Report Issues: Notify group admins immediately if you encounter scams, impersonators, or suspicious activity.

Don’ts

Don’t Share Sensitive Information: Never disclose wallet details, private keys, or passwords in this group or to anyone contacting you privately.
Don’t Send Money to Unauthorized Sources: Gem Hunters will never ask for payments or offer investment opportunities.
Don’t Rely Solely on Group Content: Use the insights shared here as part of a broader research and analysis process.
Don’t Engage with Unverified Offers: Avoid responding to unsolicited offers of investment schemes, fund management, or exclusive trading services.

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IMPORTANT DISCLAIMER: All content provided herein our website, hyperlinked sites, associated applications, forums, blogs, social media accounts and other platforms (“Site”) is for your general information only, procured from third party sources. We make no warranties of any kind in relation to our content, including but not limited to accuracy and timeliness. No part of the content that we provide constitutes financial advice, legal advice or any other form of advice meant for your specific reliance for any purpose. Any use or reliance on our content is solely at your own risk and discretion. You should conduct your own research, review, analyse and verify our content before relying on them. Trading is a highly risky activity that can lead to major losses and is not recommended, please therefore consult your financial advisor before making any decision.